Income and wealth distribution by state

Monday, September 12, 2016

High wealth, high income

What are the high wealth, high income states? Western Australia is leading in terms of both income and wealth, with $133,224 and $952,500 respectively, which is well above the average household annual gross income of $107,276 and average household net worth of $809,900.

However, over the last year particularly, the impact of the mining slowdown has affected earnings and also wealth. The reliance on the mining sector and the fluctuation of income and wealth based on the fortunes of this one sector are highlighted in the fact that between 2012 and 2014, the household incomes of those in Western Australia rose by 21% which was almost double that seen in the leading east coast state of New South Wales, and the wealth in this 2 year period increased by 24%, again almost double on what we saw from the best performing east coast states.

Top performing states

New South Wales is the most consistent performer in wealth and income, and the only other state to have both income and wealth about the national average (12% on income and 13% on wealth). It has a stable economy, with the largest infrastructure investments in the nation, a broad base of industries and consequently solid forward forecasts.

The Northern Territory, like Western Australia has been fluctuating, and while it has average income above the national average, its wealth is below the national average. Queensland, while improving in both income and wealth is below the national average on both as well. And Victoria while seeing solid gains in both income and wealth, with wealth largely due to the housing market above the national average, its income has still not quite reached the national average.

Worst performing states

The worst performing states are Tasmania, with incomes 26% below the national income and wealth average, as well as South Australia which is 19% below the average household income and 20% below the national net wealth.

While household income gains have been low in some states (a total of 6% gain since 2012 in South Australia, Tasmania and the Australian Capital Territory over the last 2 years), at least all of the states have had an increase in incomes, but such has been the change in property prices and the rise in living costs, the Northern Territory, South Australia, Tasmania and the Australian Capital Territory have all seen a slight fall in average household wealth since 2012.

Wealth and Income Distribution State V State

Monday, July 25, 2016

Australia has long been considered the land of the middle class, but in recent years the gap has been widening between the rich and the poor. When it comes to the battle of the states, which corner of Australia scores the highest and the lowest on the income and wealth report? Will the Baby Boomer generation continue their stronghold on our national wealth?

Is Australia still the land of the middle class?

It is hanging in there, but it’s under pressure. We have seen some hollowing out in the middle of the earnings and a bit of spread to either end. The average annual household earnings are around $107,000 however the lowest fifth of households earn 20% of this while the top fifth average almost three times this. That means that the top fifth of households are taking home about 12 times what the bottom fifth of households are earning.

Most Aussies have their wealth tied up in their homes, how does ownership compare with the top, middle and lower classes?

The average wealth (if you liquidate everything and pay off all your debts, what are you left with) is about $800,000. The bottom 1 in 5 have a net worth of just $35,000, the top 20% of all household have a net worth of about $2,500,000. That means that the top fifth of households have about 62% of Australia’s wealth, and the bottom fifth take less than 1% of Australia’s national private wealth. So that's a big difference in wealth across these households.

Which states are best and worst performers when we are looking just at income?

The mining boom in WA has really done a great thing over there and so they are leading the earnings chart, with the ACT not too far behind with public servant wages doing pretty well. At the bottom of the tree you have Tasmania, earning about $50,000 less per annum, per household, than what we have in the west.

What Makes a City the Most Liveable?

Wednesday, July 20, 2016

What makes a state or city liveable? Is it the low crime rate, affordability, ease of travel or is it simply the weather? We have compared some of the major factors and revealed what Aussies really think.


If you take the average weekly earnings, subtract the average weekly mortgage repayments based on house costs, you find that NSW doesn’t do too well, it is earning 20% above the average, but the houses are 64% above the average, so NSW works out to be the worst in terms of income after housing. But WA is on top of the charts, with the ACT doing pretty well also.

Ease of travel

We took the centre of population of each of our capital cities, the mid-point of the population sprawl where as many people live north, as south of this point, and as many east, as west. From this centre of living we measured the average, non-peak hour driving time to the centre of the CBD marked by the GPO of each capital. We found that as we would probably expect, Sydney was the longest drive, about 33 minutes to get from the centre of population to the centre of the city, but the quickest trip of all was Brisbane with just 8 minutes.

Crime rates

This is the number of offenders per annum, per 100 people and the Territories book end the data here, with the ACT with the lowest crime rate nationally and the Northern Territory as the highest crime rate and the other states right in the middle. As measured by crime rates, the ACT is Australia’s safest place to live.


We measured this by looking at the average number of sunny days - totally clear days in a year. Tasmania not doing too well with a lot of cloudy, overcast days, but WA takes the crown with the most number of sunny days in any given year.

Watch Mark McCrindle's full interview on The Daily Edition here

Welcome to our blog...

We have a passion for research that tells a story, that can be presented visually, that brings about change and improves organisations. And we hope these resources help you know the times.

Our Social Media Sites

Facebook | McCrindle Research Social Media YouTube | McCrindle Research Social Media Twitter | McCrindle Research Social Media Flickr | McCrindle Research Social Media Pinterest | McCrindle Research Social Media Google Plus | McCrindle Research Social Media LinkedIn | McCrindle Research Social Media Mark McCrindle Slideshare

Last 150 Articles


technology English domestic McCrindle Speakers religion shifts hopes relevant generational trends dreaming gold coast Assistant Store Manager qualitative research national wealth 2016 census results emerging generations mining boom stay home Sydney keynote speaker 2016 perth spirituality conferences social impact trends mythbusting Royals high density mortgage investment shbc brands research report online mother's day average aussie engagement vegemite waverton population PSI area education poor goals Duchess of Cambridge brisbane christmas Northern Beaches generations CPI professional owning a home schools students program post rationalism prince george rise of local change research services housing trends learner WA news Australian Bureau of Statistics vegetarian organisations ACT teaching ageing population housing language average sydneysider shopping centre trades seasons baby urban taskforce learn marriage water alpha royal HSC child care workforce social media resource digital tea Australian Population overcast social lives 2016 census thrive infographic faux-cilising collaborative belief professional speaker survey design affordable households Australians crows nest high density living intern Tuesday Trends office Engineering Manager Hornsby Shire Council Canberra Northern Territory friendship Res Vis rising house prices census results travel hornsby ipswich culturally diverse in the media Australian demographics video TAS communications acf15 social change Christmas season salary urban long weekend community engagement australian communities trends report jobs Macquarie University wage Territory increasing densification thought leadership students daily commute sydneysiders dare to dream census 2016 FPA Valentine’s Day facts data analyst consumer tips middle class capital cities challenge manly Vocational education NT employers transport Gen Y market research trend insight not for profit car statistics micro apartments real wealth innovative office opening demographic forecasting VET debate graphs not-for-profit home ownership storytelling cost of living toys huffington post ABS New Zeland local wedding celebration social research optimistic family baby boomers 2012 baby names report IT Specialists land of the middle class group menai new york times commute career men Queensland Australian Home schools 10 years dessert high density apartments average Australian narcissism event Skilling public speaker internship stats millennials communicate sydney metro ethnography networking eliane miles Christchurch relational internships sun google household baby name trends litter selfie sunny days the hills shire leadership workshop financial baby names wealth and income distribution social life product parenting holidays communities social researcher identity house price socialites buildings the changing face of NBRS Architecture volunteers Caregiver financial independence focus group 1968 baby boom ideas moreton bay Sydney meetings generation Z christianity GPO participants meals economy World Water Day blaxland NEETs demography Gen X tableau pharmacy population growth youth unemployment supply and demand investor mover and shaker cold media activity emerging technologies aged care puzzle social trends visual retirement offenders budget Scouts workshop teacher australians staying home more focus groups Aussies children safe survey mobile cost ease of travel social enquiry mythbusters pyrmont etiquette crime Word Up census fail tertiary education Financial Planning Association of Australia income study Real Estate Institute of Victoria sports parents Kiwi Netflix sunburnt country cica curiosity youth NSW university January 26th sydneycity lifestyle wolloomooloo australian social research global generations world balance house cash in depth interviews 2013 ferry conference speaker sentiments the average aussie social issues Hills Shire Council 2014 suburban living summer marrickville sector cartodb environment data sector wide demographics future proofing media release housing growth cars NBRS public holiday house price rise women pharmacies South Australia 2015 Bathburst culture leadership housing market internet SMSF business performance world youth day conference keynote speaker JOMO census equip jobs of the future property market education sector outsourcing year 12 bondi infographic wall Kirsten Brewer geomapping proactive financial fears socialising February 16 life twentyseventeen medicine organisational culture social brand rain australia mccrindle tea research visualisation spend DIY Generation X generation shopping work mates commuters emerging trends faux-ciliser clothing population map darwin education future mccrindle research victoria staff customer ACF apartment brand experience energy Aussie growing population Sydney Hills Business Chamber gender social analysis residents media commentary tuesday Australia Day 2017 analysis Mark McCrindle sector wide study 1980 Western Australia Queensland: QLD families cloudy days norwest New South Wales renter of the future woolworths ageing cancelling plans global weekly earnings divorce rate social researchers teachers futurist healthy future Northern beaches Event lalor park rental stress holiday mccrindle in the media housing affordability baby names australia report Wodonga forum financial future 2020 2017 monarchy media work trends of 2016 Generation Y easter grandparents winter non profit population milestone trends analyst SRE DESTEL FOMO millionth office space insights Births story VET sector New Zealand results social commentary interactive earning the hills optus my business awards Work place Do It Yourself travelling urban living index motivate greatness national private wealth entrepreneur Charlotte fears sydney speaker unemployment mccrindle aussie culture award winner impact sydney event wages personal growth future-proof James Ward innovation annual income mateship consumerism food "know the times" happiness capital city Tasmania royal baby demographic trends society breakfast Education Future Forum 40 million CBD future of shopping tattoos financial dreams engage divorce coffee builders research education research SA school 1975 fresh easy rider 24 million The Daily Edition System's Architect logan 1994 Research Executive property price careers community young australians house prices faith Wagga Wagga optus living leader newspaper collaboration marriages communication charity VIC suburb government Crime Rates bus ashley mckenzie train small business cancelling event Australian Communities Trends google for education group session entrepreneurs of today community event Northern Beaches Christian School state social shifts millenials business index deloitte future of work nfp gen alpha states local communities micro REIV Conference define society trends royal influence marketing Australian Census slideshare quote speakers cooking friends anzac plans university degree grave decision young people finance know the times christian rent education future report debt dream neutral bay weather princess charlotte criminal hello fresh entertainment Australia Day school satisfaction research data school students professional services property student village shopper's pick workplace culture changing face of sydney rule keeper winter blues renting work-life environmental scanning royal family Andrew Duffin year 7 father's day public speaking panel Myth priorities gen z educhat Real Estate follow award cancel plans staying in Deaths demographer global financial crisis report home owner demographic transformations Geoff Brailey entrepreneurial authenticity unaffordable educated teach repayments Social Trend learning Christmas lunch workplace growth Australian schools keynote faux-cilise Merry Christmas high school EFF ultimo Australian Trends tv data visualisation wellbeing resilience business sustainable click church typical australian teleworking social commentator earn training kate middleton baby name predictions purpose Population Clock the australian dream recap online shopping Tuesday Trend Australian Families trend tuesday ashley fell local community 24,000,000 home mentor Channel 7 23 million wealth distribution cultural diversity generation alpha names conference presentation aged care hobart responsive case study personalities professional development trends of 2017 Financial Planning Association skills city Adelaide omnibus snapshot suburbs moderators guide Channel Seven TDE sydney hills REIV National Conference employment #censusfail forecast contiki urban living research pack hills shire experience megatrends bureau list wealth and income publication affordability eliane researcher presentation national crime rates Love Australian Dream australian communities forum future proof learning styles Melbourne future Christmas presents potts point baby name SMART Australian communities low density couple visualisation future of education going out townhouses Wellington Financial Planning Week events presentations daily telegraph new office politics rich sydneysider investing goal poker master earnings The ABC of XYZ ACF 2016 apartments economic paying to work